wadoio.com

Terms and Conditions

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1. Acceptance of Terms

By accessing and using wadoio.com ("the Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this Service.

2. Description of Service

wadoio.com is a free web-based expense splitting calculator that helps users:

  • Track expenses paid by group members
  • Calculate how expenses should be split among group members
  • Determine who owes whom and settlement amounts
  • View summaries of expenses and balances

The Service is provided "as is" and is intended for personal, non-commercial use.

3. Use of the Service

3.1 Permitted Use

You may use the Service to:

  • Calculate expense splits for personal trips, group activities, or shared expenses
  • Track expenses for any legitimate purpose
  • Share expense calculations with your group members

3.2 Prohibited Use

You agree NOT to use the Service to:

  • Violate any applicable laws or regulations
  • Infringe upon the rights of others
  • Transmit any malicious code, viruses, or harmful content
  • Attempt to gain unauthorized access to the Service or its systems
  • Use the Service for any illegal or unauthorized purpose
  • Interfere with or disrupt the Service or servers connected to the Service
  • Reproduce, duplicate, copy, sell, or exploit any portion of the Service without express written permission

4. Data and Privacy

4.1 Local Processing

All expense data you enter is processed locally in your web browser. We do not store, transmit, or have access to your expense information unless you explicitly choose to share it through a future collaborative feature.

4.2 Data Accuracy

You are solely responsible for the accuracy of all data you enter into the Service. We are not responsible for any errors, omissions, or inaccuracies in your expense calculations.

4.3 Privacy

Your use of the Service is also governed by our Privacy Policy. Please review our Privacy Policy to understand our practices regarding the collection and use of information.

5. No Financial Advice

The Service is a calculation tool only and does not constitute financial, legal, or tax advice. The calculations provided are for informational purposes only. You should consult with appropriate professionals for financial, legal, or tax advice related to your specific situation.

6. Currency and Exchange Rates

The Service supports multiple currencies for display purposes. We do not provide real-time exchange rates or currency conversion. If you use multiple currencies, you are responsible for:

  • Understanding exchange rates and conversion
  • Ensuring accurate currency selection
  • Verifying calculations involving multiple currencies

We are not responsible for any losses or discrepancies resulting from currency conversion or exchange rate differences.

7. Third-Party Services and Advertising

7.1 Third-Party Advertisements

Our Service displays advertisements from third-party advertising networks. These advertisements are provided by external companies and are not under our control. We are not responsible for:

  • The content of third-party advertisements
  • Products or services advertised by third parties
  • Any interactions between you and advertisers
  • Privacy practices of advertising networks

7.2 Third-Party Links

Our Service may contain links to third-party websites or services that are not owned or controlled by us. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.

8. Disclaimer of Warranties

THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. WE EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

  • Warranties of merchantability
  • Fitness for a particular purpose
  • Non-infringement
  • Accuracy, reliability, or completeness of the Service
  • Uninterrupted or error-free operation

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, WE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM:

  • Your use or inability to use the Service
  • Any errors or omissions in the Service
  • Any unauthorized access to or use of our servers and/or any personal information stored therein
  • Any interruption or cessation of transmission to or from the Service
  • Any bugs, viruses, trojan horses, or the like that may be transmitted to or through the Service

10. Indemnification

You agree to defend, indemnify, and hold harmless wadoio.com and its operators from and against any and all claims, damages, obligations, losses, liabilities, costs, or debt, and expenses (including but not limited to attorney's fees) arising from:

  • Your use of and access to the Service
  • Your violation of any term of these Terms
  • Your violation of any third-party right, including without limitation any copyright, property, or privacy right

11. Intellectual Property

The Service and its original content, features, and functionality are and will remain the exclusive property of wadoio.com and its licensors. The Service is protected by copyright, trademark, and other laws. Our trademarks and trade dress may not be used in connection with any product or service without our prior written consent.

12. Modifications to the Service

We reserve the right to modify, suspend, or discontinue the Service (or any part thereof) at any time, with or without notice, for any reason. We shall not be liable to you or any third party for any modification, suspension, or discontinuation of the Service.

13. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Service.

14. Termination

We may terminate or suspend your access to the Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

Upon termination, your right to use the Service will immediately cease. Since your data is stored locally in your browser, termination of access does not affect data already entered, but you may lose access to future features or updates.

15. Governing Law

These Terms shall be interpreted and governed by the laws of [Your Jurisdiction], without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.

16. Severability

If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our Service.

17. Contact Information

If you have any questions about these Terms and Conditions, please contact us:

18. Acknowledgment

By using the Service, you acknowledge that you have read these Terms and Conditions and agree to be bound by them.

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